Inground Swimming Pool in Jacksonville, FL — Costs $34,875 to $149,465

What does inground swimming pool cost in Jacksonville? Average $64,768, ranging $34,875–$149,465. BLS May 2025 median wage for General construction (carpenters, laborers & supervisors): $27.53/hr — at HammerIO's national baseline. Free breakdown with material + labor split.

Quick Estimate: Inground Swimming Pool in Jacksonville, FL

HammerIO estimates a typical inground swimming pool in Jacksonville at about $64,768 in 2026, with a planning range from $34,875 to $149,465. The model uses a labor input of $27.53/hr (BLS OEWS May 2025 median hourly wage, General construction (carpenters, laborers & supervisors), Jacksonville, FL metro), a modeled materials index of 104, and an estimated national ROI of 43%.

Average Cost

$64,768

Permit Allowance (est.)

$935

Labor Share

$22,669

Timeline

8-12 weeks

Project-specific quote review

Inground Pool Quote Audit for Jacksonville, FL

Reviewed May 26, 2026

Pool bids are hard to compare unless shell type, excavation, equipment, decking, fencing, drainage and electrical scope are separated. Require a line-item quote before using the midpoint estimate as a budget. Use the $64,768 midpoint as a planning number, then require the written scope below before comparing Jacksonville contractor bids.

Scope checks

  • - Pool type: fiberglass shell, vinyl liner or gunite/concrete, with dimensions, depth profile and warranty.
  • - Site work: excavation, soil haul-off, access width, grading, retaining needs, drainage and utility conflicts.
  • - Equipment: pump, filter, heater, automation, sanitation, lights, electric panel work and plumbing runs.
  • - Finish items: coping, decking, safety barrier, alarms, permits, inspections, startup chemicals and training.

Ask before deposit

  • - Does the price include decking, fencing and electrical work or only the pool shell?
  • - What soil, groundwater or access condition becomes a change order?
  • - Who is responsible for permit drawings, inspections and final safety barrier approval?

Common misses

  • - Comparing a shell-only offer to a turnkey pool package.
  • - No allowance for deck, fence, drainage or electrical upgrades.
  • - No written startup, service and warranty handoff.

Hiring a Inground Swimming Pool Contractor in Jacksonville, FL

When comparing inground swimming pool contractors in Jacksonville, ask each company to quote the same scope, material grade, permit responsibility, cleanup, warranty, and timeline. That keeps the $34,875 to $149,465 local range useful instead of comparing unrelated bids.

Bid must include

Labor hours, material allowance, permit responsibility, disposal, equipment rental, and any change-order rules.

Verify before deposit

License status, insurance, recent local photos, warranty term, payment schedule, and who handles inspections.

Red flags

Cash-only pricing, vague scope, no written warranty, unusually low pump or material allowance, or a large upfront payment.

Jacksonville, FL Market

Avg vs national

General construction median wage (BLS May 2025)

$27.53/hr

Material Index

104

Permit Allowance (est.)

$935

Typical Home Value (est.)

$316,529

Median hourly wage, General construction (carpenters, laborers & supervisors), Jacksonville, FL metro (BLS OEWS May 2025): $27.53

Published Bureau of Labor Statistics medians for the trades that usually do a inground swimming pool, compared with the U.S. median for the same occupation. These are employee wages, not contractor billing rates (which add overhead, insurance, equipment, and profit); HammerIO uses the local-to-national ratio (0.92 for general construction) to scale the labor share of the estimate above.

Trade (SOC)Jacksonville, FL metroU.S. medianvs U.S.
Carpenters (47-2031)$24.30$29.12-17%
Construction laborers (47-2061)$20.90$22.66-8%
Construction supervisors (47-1011)$37.39$38.42-3%
Electricians (47-2111)$28.02$30.38-8%
Plumbers (47-2152)$28.33$30.67-8%

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates for CBSA 27260 (Jacksonville, FL). Highlighted rows feed the labor input. Full trade table: Jacksonville construction costs.

As one of the largest metros in Florida, Jacksonville usually has a larger pool of contractors to compare. That can give homeowners more pricing options, though high demand for renovations can offset that advantage. HammerIO's model puts Jacksonville close to the national baseline, meaning national cost guides are a reasonable benchmark for budgeting. Using a typical Jacksonville home value estimate of $316,529 puts this project at about 20.5% of home value — a moderate investment with an estimated national ROI of 43%.

Low Estimate

$34,875

National: $35,000

Mid-Range

$64,768

National: $65,000

High End

$149,465

National: $150,000

Pricing Basis

Scope

priced by design + equipment

Duration: 8-12 weeks
DIY: Hard
Permits: Required
ROI: 43%

Inground Swimming Pool Cost Calculator for Jacksonville

Adjusted using the BLS OEWS May 2025 median wage for General construction (carpenters, laborers & supervisors) in the Jacksonville, FL metro ($27.53/hr) and HammerIO's modeled material cost index (104).

Scope-Based Estimate

This project is not priced cleanly by square foot. For inground swimming pool, design complexity, equipment, excavation, access, permits, and finish quality move the quote more than floor area.

Mid-grade materials, good quality fixtures, standard options.

Estimated Total in Jacksonville

$62,177

Based on mid scope, adjusted for Jacksonville market rates.

Local Cost Breakdown

Labor (35%)$22,669

Labor share scaled by the BLS OEWS May 2025 median of $27.53/hr for General construction (carpenters, laborers & supervisors), Jacksonville, FL metro (8% below the $30.07/hr U.S. median for the trade)

Materials (65%)$42,099

Material cost index 104 (4% above national baseline of 100)

Inground Swimming Pool vs. Home Value in Jacksonville

MetricJacksonvilleNational Reference (approx.)
Inground Swimming Pool (Mid-Range)$64,768$65,000
Typical Home Value (est.)$316,529$350,000
Project as % of Home Value20.5%18.6%
Estimated ROI43%43%
Median Household Income$53,074$75,000

What Affects the Price in Jacksonville

  • 1Local wages (BLS May 2025 median $27.53/hr for General construction (carpenters, laborers & supervisors), Jacksonville, FL metro)
  • 2Material cost index (104 vs national 100)
  • 3Pool size
  • 4Material (gunite/vinyl/fiberglass)
  • 5Landscaping
  • 6Equipment

Popular Upgrades

  • Heated pool
  • Saltwater system
  • Pool automation

Planning a Inground Swimming Pool in Jacksonville

Building permits are typically required for a inground swimming pool in Jacksonville. HammerIO uses a modeled permit allowance of $935 here; actual fees follow the local fee schedule and project valuation, so confirm them with the building department and include them in your total budget. Plan for 8-12 weeks from start to finish.

A inground swimming pool is a complex project best left to licensed professionals. BLS reports a median wage of $27.53/hr for General construction (carpenters, laborers & supervisors) in the Jacksonville, FL metro, and contractor billing rates run higher to cover overhead, insurance, and profit, and the specialized nature of this work means cutting corners on labor can lead to costly rework.

For the median Jacksonville household earning $53,074/year, this project at $64,768 represents a significant investment. Consider financing options or phasing the work to spread costs over time.

Financing the project? Compare current rates with Jacksonville mortgage and HELOC rates to estimate monthly payments. For tax implications, mortgage interest deduction may apply — see SALT deduction guide.

Methodology & Local Data Sources

How we estimate inground swimming pool costs in Jacksonville: Our local cost figure of $64,768 for Jacksonville, FL is calculated by adjusting the national mid-range baseline of $65,000 using two location-specific factors:

  1. Labor adjustment35% of the project cost is treated as labor. That share is scaled by the ratio of the BLS OEWS May 2025 median hourly wage for General construction (carpenters, laborers & supervisors) in the Jacksonville, FL metro ($27.53/hr) to the U.S. median for the same occupations ($30.07/hr), a factor of 0.92. BLS publishes employee wages, not contractor billing rates, so only the ratio is used; the wage itself is not a quote.
  2. Materials adjustment65% of cost is treated as materials, scaled by HammerIO's modeled material cost index for Jacksonville of 104 (national baseline = 100). The BLS Producer Price Index tracks national construction-material price trends; it does not publish a city-level index, so this regional factor is an estimate.
  3. Permit fees are shown as a modeled allowance of $935 for Jacksonville. Actual permit costs follow the local fee schedule and vary by project scope, valuation, and inspection requirements set by the local building department.
  4. Scope pricing for this project in Jacksonville: quotes should be compared by equipment, design, access, permit, and finish assumptions rather than a square-foot shortcut.

Authoritative data sources (US gov):

Disclaimer: Cost estimates are based on regional averages and modeling — actual quotes from licensed contractors in Jacksonville can vary widely from these figures based on project complexity, contractor backlog, and material availability. Always obtain at least 3 written bids before committing.

Reviewed by Rowan Ashby · Last updated 2026

Find a Licensed Contractor + Permits in Jacksonville

For a inground swimming pool in Jacksonville, Florida, verify whether the contractor or specialty trade must be licensed, registered, insured, or permitted locally. Use official lookup tools and the local building department instead of trusting general directory sites:

🏗️ Verify Contractor License

Each state has its own licensing board. Verify before signing any contract:

🏛️ City/County Permits

Permit fees vary by jurisdiction within Florida:

🛡️ Insurance & Bonding

Verify contractor has workers' comp + general liability:

  • • Ask for COI (Certificate of Insurance) before work starts
  • OSHA — Worker Safety Standards
  • • Ask for the policy limits in writing; minimum insurance rules vary by state and locality
⚡ Energy & Building Codes

Most Florida jurisdictions adopt these:

Why this matters: Hiring an unqualified or uninsured contractor in Florida can create insurance, inspection, warranty, and code-compliance problems. Always verify license or registration requirements, insurance, permit responsibility and inspection closeout before signing contracts.

Explore All Project Cost Guides

Compare costs across 120+ home improvement projects in 3,916 cities nationwide.

View All Project Costs

Frequently Asked Questions

How much does a inground swimming pool cost in Jacksonville, FL?
A mid-range inground swimming pool in Jacksonville, FL is estimated at $64,768 in 2026. HammerIO's planning range runs from $34,875 for a basic project to $149,465 for a high-end scope. The model places Jacksonville about even with HammerIO's national baseline of $65,000. These are modeled estimates, not local contractor quotes.
What is the labor rate for contractors in Jacksonville?
The labor input for Jacksonville, FL is the BLS OEWS May 2025 median hourly wage for General construction (carpenters, laborers & supervisors) in the Jacksonville, FL metro: $27.53/hour, 8% below the U.S. median of $30.07/hour for the same trade. That is an employee wage published by the Bureau of Labor Statistics, not a contractor's billed rate, which also covers overhead, insurance, equipment, and profit; HammerIO uses the local-to-national ratio to scale the labor share of the estimate. For a inground swimming pool, labor typically accounts for 35% of the total cost, which is approximately $22,669 in Jacksonville.
How do I choose a inground swimming pool contractor in Jacksonville, FL?
Ask Jacksonville contractors for a written scope, labor and material split, permit responsibility, warranty terms, proof of insurance, and recent local references. Compare at least three bids using the same project assumptions so the $64,768 local estimate can be checked against real contractor pricing.
Are materials more expensive in Jacksonville?
HammerIO's model assigns Jacksonville a material cost index of 104 (national baseline = 100). That assumes materials run about 4% above the national baseline. For a inground swimming pool, materials account for 65% of the cost, approximately $42,099.
Do I need a permit for a inground swimming pool in Jacksonville?
Yes, a inground swimming pool typically requires building permits in Jacksonville, FL. HammerIO uses a modeled permit allowance of $935 for Jacksonville; actual fees depend on the local fee schedule and project valuation. Always confirm requirements and fees with the Jacksonville building department before starting work.
Is a inground swimming pool a good investment in Jacksonville?
A inground swimming pool provides an estimated 43% ROI nationally. In Jacksonville, using a typical home value estimate of $316,529, this project costs about 20.5% of your home value. This is a significant investment relative to home value — consider carefully whether the local market supports premium renovations.

Related Calculators