Construction Costs in Treasure Island, FL 2026

Estimate renovation and building costs in Treasure Island. Local labor rates average $40.14/hr with a material cost index of 99.

$40.14

Avg Labor Rate/hr

99

Material Cost Index

$435,000

Avg Home Price

98.9

Cost of Living Index

Treasure Island Overview

Population

20,665

Climate Zone

Hot-Humid / Hot-Dry (Zone 2)

Seismic Risk

low

Median Household Income

$56,000

Treasure Island Remodeling Cost Estimator

Leave blank for typical kitchen remodel size

Cost Breakdown

Materials$20,790
Labor$20,605
Permits (4%)$1,656

Estimated Total Cost

$43,051

Mid-range Kitchen Remodel280 sq ft in Treasure Island

Materials

$20,790

48% of total

Labor

$20,605

48% of total

Permits

$1,656

~$1,098 avg

15% Above National Average

The same kitchen remodel at the national average would cost approximately $37,492. Treasure Island has higher-than-average construction costs due to local demand and cost of living.

View Florida Statewide Costs

Compare Treasure Island costs with the Florida state average and other cities.

Project Cost Comparison: Treasure Island vs National Average

Project TypeTreasure Island AverageNational AverageDifference
Kitchen Remodel$35,193$35,000+1%
Bathroom Remodel$18,097$18,000+1%
Roof Replacement$14,912$15,000-1%
Whole House Paint$4,478$3,800+18%
Flooring Install$5,967$7,000-15%
Deck Build$9,945$12,000-17%

Material Prices in Treasure Island

Concrete

$149 /cubic yard

$10 above the estimated Florida average of $139/yd³

Lumber

$4.98 /board foot

$0.47 below the estimated Florida average of $5.45/BF

Popular Projects in Treasure Island

🏠

#1 Roof Replacement

Among the most requested projects by Treasure Island homeowners

🔨

#2 Hurricane Shutters

Among the most requested projects by Treasure Island homeowners

🪵

#3 Deck Build

Among the most requested projects by Treasure Island homeowners

Construction Cost Overview for Treasure Island, FL

Construction and renovation costs in Treasure Island, FL reflect the city's cost of living index of 98.9 and a material cost index of 99 (where 100 represents the national baseline). With an average construction labor rate of $40.14 per hour and a median home price of $435,000, homeowners in Treasure Island should plan their renovation budgets carefully using local pricing data.

Treasure Island sits in IECC Climate Zone 2 (Hot-Humid / Hot-Dry), which influences insulation requirements, HVAC sizing, and overall material choices for both new construction and remodeling projects. Low seismic risk — standard building codes apply. The median household income of $56,000 in Treasure Island means that a mid-range kitchen remodel at $35,193 represents approximately 63% of annual household income.

Building permits in Treasure Island average $1,098, varying by project scope and local building department requirements. Major renovations involving structural, electrical, or plumbing work require permits in virtually all Florida jurisdictions. Scheduling projects during off-peak seasons can save 5-15% on labor costs as contractors have greater availability.

Other Cities in Florida

Methodology & Construction Data Sources

How we calculate Treasure Island construction costs: Our cost estimates integrate federal labor and materials data with Treasure Island-specific cost indexes. All figures represent 2026 market conditions using the methodology below.

  1. Labor rates sourced from BLS Occupational Employment and Wage Statistics for construction and extraction occupations in the Florida metro area.
  2. Materials pricing based on BLS Producer Price Index (PPI) for Construction Materials, tracking lumber, concrete, steel, and roofing material costs quarterly.
  3. Building permit costs estimated using HUD Affordable Housing Resources and local jurisdiction fee schedules for Treasure Island.
  4. Regional cost adjustment uses RSMeans 2026 City Cost Indexes, calibrated to the Florida labor and materials market.
  5. Building codes and standards cross-referenced with EPA Renovation, Repair and Painting (RRP) Rules and OSHA Construction Safety Standards.

Authoritative construction cost data sources:

Cost Disclaimer: Estimates represent typical ranges for Treasure Island based on 2026 market data. Actual project costs depend on site conditions, design complexity, contractor availability, material grades, and permitting timelines. Always obtain 3+ contractor bids before committing to any project. Prices can vary ±20–35% from estimates.

Reviewed by Brazora Monk · Last updated 2026 · BLS PPI & RSMeans data current as of latest annual release

Frequently Asked Questions

How much does a kitchen remodel cost in Treasure Island, FL?
A mid-range kitchen remodel in Treasure Island, FL costs approximately $35,193 on average. Budget renovations start around $24,635, while premium remodels with custom cabinetry and high-end appliances can reach $52,790 or more. Labor rates in Treasure Island average $40.14/hour for general construction work.
What is the average construction labor rate in Treasure Island?
Construction labor in Treasure Island, FL averages $40.14 per hour. This is 15% above the national average. Specialized trades like licensed electricians and master plumbers typically charge 25-45% more than general construction labor rates.
Do I need a building permit for home renovations in Treasure Island?
Most significant renovations in Treasure Island, FL require building permits. Permit costs average around $1,098 depending on project scope. Projects involving structural changes, electrical rewiring, plumbing modifications, or additions almost always require permits. Cosmetic updates like interior painting, replacing fixtures, or installing new flooring typically do not.
How does Treasure Island's cost of living affect construction costs?
Treasure Island has a cost of living index of 98.9 (national average = 100), which directly impacts construction costs. Higher cost of living means higher labor rates, material delivery costs, and permit fees. The material cost index in Treasure Island is 99, reflecting local supply chain dynamics and demand levels.
What are the most popular home improvement projects in Treasure Island?
The most popular construction and renovation projects in Treasure Island, FL include Roof Replacement, Hurricane Shutters, Deck Build. Kitchen remodels offer the highest ROI in Treasure Island at approximately 60-75% of cost recovery upon resale. Bathroom renovations and roof replacements are also top priorities for Treasure Island homeowners looking to increase property value.

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