Construction Costs in Terre Haute, IN 2026

Estimate renovation and building costs in Terre Haute. Labor input: $29.18/hr, the BLS OEWS May 2025 median wage for carpenters, construction laborers and construction supervisors in the Terre Haute, IN metro; HammerIO's modeled material cost index is 83.

$29.18

Median construction wage/hr (BLS May 2025)

83

Material Cost Index

$219,080

Typical Home Value (est.)

87

Cost of Living Index

Construction trade wages, Terre Haute, IN metro (BLS OEWS May 2025)

Median hourly wages published by the U.S. Bureau of Labor Statistics for the Terre Haute, IN metropolitan area, which includes Terre Haute, compared with the U.S. median for each occupation. These are what employees earn, not what contractors bill: a contractor's hourly rate adds overhead, insurance, equipment and profit. The calculator below scales its labor share by the local-to-national ratio for carpenters, construction laborers and construction supervisors (0.97 here).

Occupation (SOC)Metro medianIN medianU.S. medianvs U.S.
Carpenters (47-2031)$29.12$30.23$29.120%
Construction Laborers (47-2061)$21.85$24.07$22.66-4%
First-Line Supervisors of Construction Trades and Extraction Workers (47-1011)$36.57$39.68$38.42-5%
Electricians (47-2111)$37.33$32.93$30.38+23%
Plumbers, Pipefitters, and Steamfitters (47-2152)$43.39$36.69$30.67+41%
Heating, Air Conditioning, and Refrigeration Mechanics and Installers (49-9021)$26.11$29.05$29.33-11%
Roofers (47-2181)$23.89$27.88$26.65-10%
Painters, Construction and Maintenance (47-2141)$22.06$24.16$23.75-7%
Drywall and Ceiling Tile Installers (47-2081)n/a$23.95$28.33-15%
Cement Masons and Concrete Finishers (47-2051)$28.84$29.46$27.41+5%
Brickmasons and Blockmasons (47-2021)n/a$35.15$29.87+18%
Tile and Stone Setters (47-2044)n/a$23.29$26.77-13%
Floor Layers, Except Carpet, Wood, and Hard Tiles (47-2042)n/a$24.39$27.15-10%
Insulation Workers, Floor, Ceiling, and Wall (47-2131)n/a$26.26$23.62+11%
Sheet Metal Workers (47-2211)$36.44$30.79$29.71+23%

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates for CBSA 45460 (Terre Haute, IN). "n/a" means BLS suppressed the metro estimate; the state column still applies and "vs U.S." then compares the state median. Retrieved September 2026 via the BLS Public Data API.

Terre Haute Overview

Population

58,389

Climate Zone

Cool-Humid (Zone 5)

Seismic Risk

low

Median Household Income

$47,527

Terre Haute Remodeling Cost Estimator

Leave blank for typical kitchen remodel size

Cost Breakdown

Materials$17,430
Labor$14,944
Permits (4%)$1,295

Estimated Total Cost

$33,669

Mid-range Kitchen Remodel — 280 sq ft in Terre Haute

Materials

$17,430

52% of total

Labor

$14,944

44% of total

Permits

$1,295

~$881 modeled allowance

10% Below National Average

The same kitchen remodel at the national average would cost approximately $37,492. HammerIO's model places Terre Haute below the national baseline because of its modeled labor and material factors.

View Indiana Statewide Costs

Compare Terre Haute costs with the Indiana state average and other cities.

Project Cost Comparison: Terre Haute vs National Average

Project TypeTerre Haute EstimateNational BaselineDifference
Kitchen Remodel$34,742$35,000-1%
Bathroom Remodel$15,000$18,000-17%
Roof Replacement$12,500$15,000-17%
Whole House Paint$3,100$3,800-18%
Flooring Install$6,000$7,000-14%
Deck Build$10,000$12,000-17%

Material Prices in Terre Haute

Concrete

$115 /cubic yard

$1 below the estimated Indiana average of $116/yd³

Lumber

$4.60 /board foot

$0.04 above the estimated Indiana average of $4.56/BF

Popular Projects in Terre Haute

🚗

#1 Garage Build

Common project type to budget for in Terre Haute

🌳

#2 Landscaping

Common project type to budget for in Terre Haute

🏠

#3 Roof Replacement

Common project type to budget for in Terre Haute

Construction Cost Overview for Terre Haute, IN

Construction and renovation costs in Terre Haute, IN are modeled here with a cost of living index of 87 and a material cost index of 83 (where 100 represents the national baseline). With a BLS OEWS May 2025 median construction wage of $29.18 per hour (carpenters, laborers and supervisors, Terre Haute, IN metro) and a typical home value estimate of $219,080, homeowners in Terre Haute should plan their renovation budgets carefully using local pricing data.

Terre Haute sits in IECC Climate Zone 5 (Cool-Humid), which influences insulation requirements, HVAC sizing, and overall material choices for both new construction and remodeling projects. Low seismic risk in the model. The median household income of $47,527 in Terre Haute means that a mid-range kitchen remodel at $34,742 represents approximately 73% of annual household income.

HammerIO uses a modeled permit allowance of $881 for Terre Haute; actual fees vary by project scope, valuation, and the local fee schedule. Major renovations involving structural, electrical, or plumbing work generally require permits, so confirm with the local building department. Scheduling outside peak season may improve contractor availability and pricing flexibility.

Other Cities in Indiana

Bloomington, IN

BLS wage: $30.43/hr • Material Index: 92 • Kitchen: $39,486

Evansville, IN

BLS wage: $31.46/hr • Material Index: 82 • Kitchen: $34,014

Fort Wayne, IN

BLS wage: $30.39/hr • Material Index: 94 • Kitchen: $40,393

Indianapolis, IN

BLS wage: $32.28/hr • Material Index: 94 • Kitchen: $40,494

Lafayette, IN

BLS wage: $31.49/hr • Material Index: 85 • Kitchen: $35,711

South Bend, IN

BLS wage: $31.26/hr • Material Index: 89 • Kitchen: $37,918

Methodology & Construction Data Sources

How we calculate Terre Haute construction costs: These are planning estimates from HammerIO's cost model: national project baselines adjusted by modeled regional labor and material factors for Terre Haute. Public data sources below are used as benchmarks and context; the city figures are estimates, not official statistics or contractor quotes.

  1. Labor rates, the calculator uses BLS Occupational Employment and Wage Statistics (May 2025) median hourly wages for the Terre Haute, IN metro, scaling its labor share by the local-to-national ratio (0.97) for carpenters, construction laborers and construction supervisors. These are employee wages, not contractor billing rates; the full trade table is above.
  2. Materials pricing trends are checked against the BLS Producer Price Index (PPI) for Construction Materials, (national price indexes for materials such as lumber, concrete, and steel); the city material index is a modeled regional adjustment.
  3. Building permit costs are shown as a modeled allowance; confirm actual fees with the Terre Haute building department's current fee schedule.
  4. Regional cost adjustment uses HammerIO's modeled labor-rate and material-index factors for Terre Haute; it is not a licensed proprietary city cost index.
  5. Building codes and standards cross-referenced with EPA Renovation, Repair and Painting (RRP) Rules and OSHA Construction Safety Standards.

Authoritative construction cost data sources:

Cost Disclaimer: Estimates are modeled planning ranges for Terre Haute, not local quotes. Actual project costs depend on site conditions, design complexity, contractor availability, material grades, and permitting timelines. Always obtain 3+ contractor bids before committing to any project. Actual prices can differ substantially from these estimates.

Reviewed by Rowan Ashby · Last updated 2026

Frequently Asked Questions

How much does a kitchen remodel cost in Terre Haute, IN?
HammerIO's planning model estimates a mid-range kitchen remodel in Terre Haute, IN at approximately $34,742. Budget renovations start around $24,319, while premium remodels with custom cabinetry and high-end appliances can reach $52,113 or more. The labor input is $29.18/hour, the BLS OEWS May 2025 median wage for carpenters, construction laborers and construction supervisors in the Terre Haute, IN metro; contractor billing rates run higher and vary.
What is the average construction labor rate in Terre Haute?
The BLS OEWS May 2025 median hourly wage for general construction work in the Terre Haute, IN metro is $29.18 (average of the carpenter, construction laborer and construction supervisor medians), 3% below the U.S. median of $30.07 for the same occupations. Electricians: $37.33/hr; Plumbers: $43.39/hr. These are published employee wages, not contractor quotes; a contractor's billed hourly rate adds overhead, insurance, equipment and profit, so ask for trade-specific pricing in each bid.
Do I need a building permit for home renovations in Terre Haute?
Most significant renovations in Terre Haute, IN require building permits. HammerIO uses a modeled permit allowance of about $881; actual fees depend on the local fee schedule and project scope. Projects involving structural changes, electrical rewiring, plumbing modifications, or additions almost always require permits. Cosmetic updates like interior painting, replacing fixtures, or installing new flooring typically do not.
How does Terre Haute's cost of living affect construction costs?
HammerIO's model assigns Terre Haute a cost of living index of 87 (national baseline = 100). Higher-cost areas tend to have higher labor rates, material delivery costs, and permit fees. The model's material cost index for Terre Haute is 83, an estimate of regional material pricing rather than a published local statistic.
What are the most popular home improvement projects in Terre Haute?
HammerIO highlights Garage Build, Landscaping, Roof Replacement as common projects to budget for in Terre Haute, IN; this is a planning shortlist, not survey data. Resale cost recovery varies widely by project type, scope, and local market, so compare kitchen, bathroom, and roof budgets against local home values and buyer expectations before choosing upgrades.

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