Construction Costs in Monterey, MA 2026

Estimate renovation and building costs in Monterey. Local labor rates average $44.74/hr with a material cost index of 130.

$44.74

Avg Labor Rate/hr

130

Material Cost Index

$580,000

Avg Home Price

129.6

Cost of Living Index

Monterey Overview

Population

19,985

Climate Zone

Cool-Humid (Zone 5)

Seismic Risk

low

Median Household Income

$80,500

Monterey Remodeling Cost Estimator

Leave blank for typical kitchen remodel size

Cost Breakdown

Materials$27,300
Labor$22,967
Permits (4%)$2,011

Estimated Total Cost

$52,278

Mid-range Kitchen Remodel — 280 sq ft in Monterey

Materials

$27,300

52% of total

Labor

$22,967

44% of total

Permits

$2,011

~$1,248 avg

39% Above National Average

The same kitchen remodel at the national average would cost approximately $37,492. Monterey has higher-than-average construction costs due to local demand and cost of living.

View Massachusetts Statewide Costs

Compare Monterey costs with the Massachusetts state average and other cities.

Project Cost Comparison: Monterey vs National Average

Project TypeMonterey AverageNational AverageDifference
Kitchen Remodel$41,320$35,000+18%
Bathroom Remodel$21,160$18,000+18%
Roof Replacement$17,368$15,000+16%
Whole House Paint$5,092$3,800+34%
Flooring Install$6,888$7,000-2%
Deck Build$11,480$12,000-4%

Material Prices in Monterey

Concrete

$165 /cubic yard

$17 below the estimated Massachusetts average of $182/yd³

Lumber

$5.59 /board foot

$1.56 below the estimated Massachusetts average of $7.15/BF

Popular Projects in Monterey

🍳

#1 Kitchen Remodel

Among the most requested projects by Monterey homeowners

🚿

#2 Bathroom Renovation

Among the most requested projects by Monterey homeowners

🪟

#3 Window Replacement

Among the most requested projects by Monterey homeowners

Construction Cost Overview for Monterey, MA

Construction and renovation costs in Monterey, MA reflect the city's cost of living index of 129.6 and a material cost index of 130 (where 100 represents the national baseline). With an average construction labor rate of $44.74 per hour and a median home price of $580,000, homeowners in Monterey should plan their renovation budgets carefully using local pricing data.

Monterey sits in IECC Climate Zone 5 (Cool-Humid), which influences insulation requirements, HVAC sizing, and overall material choices for both new construction and remodeling projects. Low seismic risk — standard building codes apply. The median household income of $80,500 in Monterey means that a mid-range kitchen remodel at $41,320 represents approximately 51% of annual household income.

Building permits in Monterey average $1,248, varying by project scope and local building department requirements. Major renovations involving structural, electrical, or plumbing work require permits in virtually all Massachusetts jurisdictions. Scheduling projects during off-peak seasons can save 5-15% on labor costs as contractors have greater availability.

Other Cities in Massachusetts

Boston, MA

Labor: $53.91/hr • Material Index: 143 • Kitchen: $66,226

Brockton, MA

Labor: $42.46/hr • Material Index: 127 • Kitchen: $55,782

Cambridge, MA

Labor: $54.31/hr • Material Index: 144 • Kitchen: $66,702

Fall River, MA

Labor: $42.89/hr • Material Index: 127 • Kitchen: $56,022

Lowell, MA

Labor: $43.63/hr • Material Index: 128 • Kitchen: $56,689

New Bedford, MA

Labor: $45.44/hr • Material Index: 131 • Kitchen: $58,458

Newton, MA

Labor: $54.22/hr • Material Index: 144 • Kitchen: $66,651

Quincy, MA

Labor: $49.27/hr • Material Index: 137 • Kitchen: $62,115

Somerville, MA

Labor: $54.99/hr • Material Index: 145 • Kitchen: $67,334

Springfield, MA

Labor: $42.82/hr • Material Index: 127 • Kitchen: $55,983

Worcester, MA

Labor: $45.64/hr • Material Index: 131 • Kitchen: $58,570

Methodology & Construction Data Sources

How we calculate Monterey construction costs: Our cost estimates integrate federal labor and materials data with Monterey-specific cost indexes. All figures represent 2026 market conditions using the methodology below.

  1. Labor rates sourced from BLS Occupational Employment and Wage Statistics for construction and extraction occupations in the Massachusetts metro area.
  2. Materials pricing based on BLS Producer Price Index (PPI) for Construction Materials, tracking lumber, concrete, steel, and roofing material costs quarterly.
  3. Building permit costs estimated using HUD Affordable Housing Resources and local jurisdiction fee schedules for Monterey.
  4. Regional cost adjustment uses RSMeans 2026 City Cost Indexes, calibrated to the Massachusetts labor and materials market.
  5. Building codes and standards cross-referenced with EPA Renovation, Repair and Painting (RRP) Rules and OSHA Construction Safety Standards.

Authoritative construction cost data sources:

Cost Disclaimer: Estimates represent typical ranges for Monterey based on 2026 market data. Actual project costs depend on site conditions, design complexity, contractor availability, material grades, and permitting timelines. Always obtain 3+ contractor bids before committing to any project. Prices can vary ±20–35% from estimates.

Reviewed by Brazora Monk · Last updated 2026 · BLS PPI & RSMeans data current as of latest annual release

Frequently Asked Questions

How much does a kitchen remodel cost in Monterey, MA?
A mid-range kitchen remodel in Monterey, MA costs approximately $41,320 on average. Budget renovations start around $28,924, while premium remodels with custom cabinetry and high-end appliances can reach $61,980 or more. Labor rates in Monterey average $44.74/hour for general construction work.
What is the average construction labor rate in Monterey?
Construction labor in Monterey, MA averages $44.74 per hour. This is 39% above the national average. Specialized trades like licensed electricians and master plumbers typically charge 25-45% more than general construction labor rates.
Do I need a building permit for home renovations in Monterey?
Most significant renovations in Monterey, MA require building permits. Permit costs average around $1,248 depending on project scope. Projects involving structural changes, electrical rewiring, plumbing modifications, or additions almost always require permits. Cosmetic updates like interior painting, replacing fixtures, or installing new flooring typically do not.
How does Monterey's cost of living affect construction costs?
Monterey has a cost of living index of 129.6 (national average = 100), which directly impacts construction costs. Higher cost of living means higher labor rates, material delivery costs, and permit fees. The material cost index in Monterey is 130, reflecting local supply chain dynamics and demand levels.
What are the most popular home improvement projects in Monterey?
The most popular construction and renovation projects in Monterey, MA include Kitchen Remodel, Bathroom Renovation, Window Replacement. Kitchen remodels offer the highest ROI in Monterey at approximately 60-75% of cost recovery upon resale. Bathroom renovations and roof replacements are also top priorities for Monterey homeowners looking to increase property value.

Related Calculators

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Paint Calculator

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